(713) 805-6247
Veteran Buyer Hub
Can You Use Your VA Loan Twice? Second-Tier Entitlement for Houston Veterans
by: Peter & Vicky RoysterPublished on: 09/08/2026Yes, veterans can hold two VA loans at once. Here's how second-tier entitlement works, what it costs, and the debt-to-income rule that trips up Houston buyers.
Can a Veteran Get a VA Loan After Bankruptcy or Foreclosure in Houston?
by: Peter & Vicky RoysterPublished on: 09/07/2026Yes, and the wait is shorter than most veterans think. Here is the real VA timeline after a foreclosure or bankruptcy, and the exception that cuts it to a year.
Selling With a Low VA Rate? What Houston Veterans Should Know Before a Buyer Assumes the Loan
by: Peter & Vicky RoysterPublished on: 09/06/2026If you're a Houston veteran selling a home with a 2.5-3.5% VA loan, here's what letting a buyer assume it does to your liability and your entitlement.
Are VA Loan Rate Buydowns Worth It for Houston Veterans Right Now?
by: Peter & Vicky RoysterPublished on: 09/05/2026One VA loan discount point costs about 1% of your loan and buys roughly a quarter-point off your rate. Here is the real break-even math before you pay for one.
Work With Peter & Vicky
Whether you’re buying, selling, or simply trying to figure out your next move, Peter & Vicky bring the experience, local knowledge, and personal attention to help you move forward with confidence. With a family-first approach and deep Texas roots, they’ll guide you through the details, protect your best interests, and make sure you never feel like
just another transaction.
Peter & Vicky Royster - The Move Live Love TX Team™
10200 Grogans Mill Rd., Suite 125
The Woodlands, TX 77380
(713) 805-6247
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PETER ROYSTER | TREC #0520984 VICKY ROYSTER | TREC #0737252
CB&A, Realtors is a Texas-based real estate brokerage built on experienced agents, local expertise, and a commitment to putting clients first. Serving the Greater Houston area and communities across Texas, CB&A agents combine skilled negotiation, innovative marketing, and market knowledge to help buyers and sellers make confident real estate decisions and achieve successful outcomes.
At The Move Live Love TX Team™, real estate is personal. With more than 28 years of combined experience and deep Texas roots, Peter and Vicky Royster help buyers and sellers navigate some of life’s biggest moves with experience, straight answers, and a strategy built around what matters most to them.
From The Woodlands and Greater Houston to communities throughout Southeast Texas, we combine local market knowledge, strong negotiation, professional marketing, and a hands-on approach that never treats you like just another transaction. Whether you’re buying, selling, relocating, moving up, downsizing, or simply trying to figure out what comes next, we’re here to help you make the right move for you and your family.
FAMILY FIRST WITH TEXAS ROOTS! We’ve got you covered!
Innovation
Fresh, creative solutions.
Integrity
Honesty and transparency.
Excellence
Top-notch services.